Enrollment Information

Overview

Review this page for information about eligibility, how to enroll, and qualifying life events, for all associates.

Eligibility

Full-time associate become eligible for benefits immediately on the first day of employment. See Part-Time Benefits for part-time associates.

Note: You are not covered until you enroll, and you have 31 days to do so. If you do not enroll within 31 days, coverage is not available until the next Open Enrollment period unless you have a qualifying life event.

You may enroll the following eligible dependents in most benefits:

Medical, Dental, and Vision

• Your spouse or domestic partner*, unless he or she is eligible for comprehensive group coverage through their own employer (for medical only)
• Your domestic partner and his or her dependent children
• Children** up to age 26
• Disabled children** age 26 or older who depend on you for primary financial support and who have been continuously disabled by a physical or mental condition that began before age 26. You may be required to submit medical proof of disability for the dependent child before coverage under this provision is effective and at reasonable intervals as requested by the plan’s administrator.

*A spouse is defined as an individual to whom you are legally married. To add a domestic partner to your coverage, you will need to complete an enrollment form as well as the required affidavit. If your domestic partner is currently covered, you don't need to submit a new affidavit.

**Children are defined as natural children, legally adopted children, stepchildren, children placed with you for foster care or adoption, children for whom you are the court-appointed legal guardian and children for whom health coverage is required through a Qualified Medical Child Support Order or other court administrative order.

Dependent Life and Supplemental Accidental Death & Dismemberment (AD&D) Insurance

• Your children through age 18
• Your children over age 18 but under age 25, if enrolled as a full-time student and if your children depend on you for financial support and live with you in a parent-child relationship.

How to Enroll

Enrolling in your benefits is easy – and getting assistance is a snap, too. Be sure to enroll online within 31 days of your date of hire!

New Hire Enrollment Checklist

• Learn about your benefit options. Review the 2022 Benefits Guide.
• Think about your coverage needs and determine which Belk benefits are best for you and your family.
• Review the eligibility guidelines for your dependents.
• Consider saving for the future with a 401(k) Savings Plan. You can sign up right away. After 90 days of employment, Belk matches 100% of your contributions to the plan, up to 4% of your eligible compensation, and 50% of the next 2%, for a combined match of 5%.
• Explore MyBelkBenefitsPlus.com to find great deals on auto, home, and pet insurance and identity theft protection.
• Consider who you will make beneficiaries of your benefit plans and be sure to add those in Workday.
• Verify your mailing address, email address, and emergency contacts in Workday. Be sure your mailing address is up to date because this is the address your benefit information and ID cards will be sent to.
• Complete your benefits enrollment in Workday within 31 days of your hire date.
• If you have questions about your Belk benefits, talk with your manager or contact HR Shared Services at 1-800-588-3700 or hrsharedservices@belk.com.

Qualifying Life Event

As a new hire, you may elect coverage within 31 days of your date of hire. You may not change or cancel your benefit elections during the year unless you experience a qualifying life event. Otherwise, your next opportunity to change your benefits will be the Open Enrollment period.

Qualifying life events include but are not limited to:

• Marriage
• Divorce or legal separation
• Birth or adoption of an eligible child
• Death of your spouse or covered child
• Loss or addition of other group coverage
• Change in your spouse’s work status (part-time to full-time or vice versa; taking or returning from an unpaid leave of absence)
• Change in your work status that affects your benefits
• You or your covered dependent becomes eligible for Medicare